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Betty Garner

VP-Mortgage Consultant
NMLS# 464434
betty-garner

Betty Garner

VP-Mortgage Consultant
NMLS# 464434

About Me

Betty Garner is a Brownwood, Texas native, transplanting to the Abilene area in 1983. Betty became involved in the mortgage business in 1993 when she began processing for a locally-owned mortgage company. Betty quickly moved up the ladder to Loan Officer when another company actively pursued her to come work for them. She eventually joined the City Bank family in 2006. Betty has earned the trust of the local Real Estate Community and with her help, City Bank was awarded "Affiliate of the Year" for the Abilene Board of Realtors shortly after their branch opened. Betty was also named "Member of the Year" for the Women's Council of Realtors in 2009. 

Betty has a long history of serving the Abilene community and her Real Estate partners. She has served on the board for the Women's Council of Realtors, Abilene Association of Realtors and Professional Women in Building. Betty has been married to her husband Britt for 35 years. They have two grown sons and one precious grandson, Eli. Betty's greatest joy is spending time with her family.  

Contact Me

(325) 698-9597
Fax(325) 698-2819
#2 Village Drive
  Suite 100
   Abilene, TX 79606

About Me

Betty Garner is a Brownwood, Texas native, transplanting to the Abilene area in 1983. Betty became involved in the mortgage business in 1993 when she began processing for a locally-owned mortgage company. Betty quickly moved up the ladder to Loan Officer when another company actively pursued her to come work for them. She eventually joined the City Bank family in 2006. Betty has earned the trust of the local Real Estate Community and with her help, City Bank was awarded "Affiliate of the Year" for the Abilene Board of Realtors shortly after their branch opened. Betty was also named "Member of the Year" for the Women's Council of Realtors in 2009. 

Betty has a long history of serving the Abilene community and her Real Estate partners. She has served on the board for the Women's Council of Realtors, Abilene Association of Realtors and Professional Women in Building. Betty has been married to her husband Britt for 35 years. They have two grown sons and one precious grandson, Eli. Betty's greatest joy is spending time with her family.  

Next Steps

Get prepared for the info we'll need to complete your application.

Pre-qualification

  • 30 days of pay stubs
  • Two years of federal tax returns
  • Checking, savings and investment account statements
  • Two years of W2s

Application

  • A Social Security card
  • A valid driver's license or government-issued photo ID
  • Address(es) from the past two years
  • Employment history from the past two years
  • Pay stubs from your current job
  • W-2 forms for the past two years and K-1 forms (if applicable)
  • Tax returns from the past two years
  • Profit & loss statement and balance sheet (if self-employed)
  • Bank statements from the past two months
  • Investment account statements from the past two months
  • Retirement account statements from the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Personal loan account information
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