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Janice Wood

Mortgage Area Manager
NMLS# 464453
janice-wood

Janice Wood

Mortgage Area Manager
NMLS# 464453

About Me

Janice Wood is a native Texan and lifelong resident of the Dallas-Fort Worth area. She has made Forney, Texas, a city located just 20 miles east of Dallas, home for the last 30 years.  

Janice has a long career in real estate and mortgage lending with over 35 years in the industry. Her career began in the early 80’s as a real estate agent and broker in Dallas, Texas. After several years in real estate, Janice decided her real desire was mortgage lending, where she worked with some of the leading mortgage lenders in the industry including working directly with FNMA on many projects that would lead to the current automated underwriting system we use today.  In early 2000 she owned and operated Trinity Mortgage Company and in 2007 joined City Bank Mortgage.

Janice has a long history of serving in the Forney community in both civic and charitable roles and current member of Fellowship Forney Church. Janice is married to the love of her life, Phil Wood. They have two daughters and three grandchildren. She loves to travel, having visited 38 of our 50 states and the wonderful opportunity to visit countries of Mexico, Canada, Belize, Guatemala, France, Australia and New Zealand. Her hobbies include photography, camping, hiking in New Mexico and Colorado and enjoying time with family and her Labradoodle, Sam.

Contact Me

(972) 564-1200
Fax(972) 564-0271
771 E Hwy 80
  Suite 100
   Forney, TX 75126

About Me

Janice Wood is a native Texan and lifelong resident of the Dallas-Fort Worth area. She has made Forney, Texas, a city located just 20 miles east of Dallas, home for the last 30 years.  

Janice has a long career in real estate and mortgage lending with over 35 years in the industry. Her career began in the early 80’s as a real estate agent and broker in Dallas, Texas. After several years in real estate, Janice decided her real desire was mortgage lending, where she worked with some of the leading mortgage lenders in the industry including working directly with FNMA on many projects that would lead to the current automated underwriting system we use today.  In early 2000 she owned and operated Trinity Mortgage Company and in 2007 joined City Bank Mortgage.

Janice has a long history of serving in the Forney community in both civic and charitable roles and current member of Fellowship Forney Church. Janice is married to the love of her life, Phil Wood. They have two daughters and three grandchildren. She loves to travel, having visited 38 of our 50 states and the wonderful opportunity to visit countries of Mexico, Canada, Belize, Guatemala, France, Australia and New Zealand. Her hobbies include photography, camping, hiking in New Mexico and Colorado and enjoying time with family and her Labradoodle, Sam.

Next Steps

Get prepared for the info we'll need to complete your application.

Pre-qualification

  • 30 days of pay stubs
  • Two years of federal tax returns
  • Checking, savings and investment account statements
  • Two years of W2s

Application

  • A Social Security card
  • A valid driver's license or government-issued photo ID
  • Address(es) from the past two years
  • Employment history from the past two years
  • Pay stubs from your current job
  • W-2 forms for the past two years and K-1 forms (if applicable)
  • Tax returns from the past two years
  • Profit & loss statement and balance sheet (if self-employed)
  • Bank statements from the past two months
  • Investment account statements from the past two months
  • Retirement account statements from the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Personal loan account information
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