It’s simple to save and earn.
There are no additional requirements to earn the higher Reward Plus rates. You automatically qualify when you meet Reward Checking qualifications. If you don't qualify for level 2 or level 3 rewards in a particular month, don't worry! There's no penalty, no monthly service charge, and you still earn our base interest rate. Plus, you can get right back to earning the higher interest rates and ATM fee refunds1 the very next month.
1You will be required to bring in the ATM receipts in order to receive refunds from International ATM's. ATM fee refunds are capped at $15 per statement cycle. 2APY = Annual Percentage Yield (APY). Reward Plus base rate is 0.01% APY. Minimum account opening deposit of $50.00 required. Interest rate effective as of 3/23/2018. All rates are variable and may change after account opening. Interest earned will be based upon the level of requirements met. Fees may reduce earnings on this account. Some restrictions do apply. Balances will not be aggregated. There is no minimum daily balance required to earn the minimum APY. 3To post and settle, the transaction must be deducted from your current balance. 4MasterCard® is a registered trademark of MasterCard International Incorporated. A credit, ATM withdrawal, or refund to your account does not qualify as a debit card transaction. 5An ACH is a direct deposit, automatic debit, etc. To make an electronic payment, use your City Bank account number and routing number to make and/or receive payments.