Traditional and Roth IRA's

City Bank offers traditional IRAs and Roth IRAs as part of comprehensive retirement plans. At City Bank, you will work with dedicated and knowledgeable employees to secure your financial future and provide the individualized financial solutions you need, including IRAs (Individual Retirement Accounts). Your financial goals are our financial goals. 


Easy Financial Security and Retirement Solutions

There is no single best approach to retirement planning. City Bank’s team of employees will always work with you to provide premiere financial planning solutions.

There are many benefits of investing in a traditional IRA or a Roth IRA. We can help you decide which option is right for you as well as the best way to invest. Anyone with earned income on a W-2 can invest in an IRA, even minors.

  • Contributions to traditional IRAs are tax deductible.


  • Yearly contributions of earned income can be up to $6,000, and contributions do not have to be made in a lump sum. Contribution amounts also vary for people over age 50.


  • An IRA will provide additional income upon retirement.


  • Earnings will remain tax deferred until Required Minimum Distribution takes effect.

It Is Never Too Early to Start Saving for Retirement

Work with a dedicated employee at City Bank to start or continue building wealth for retirement. Your financial future should never be uncertain, and City Bank will help ensure that your financial future is bright. It is never too early to invest earned income in an IRA, and an early start can have a substantial payoff at retirement.

Learn More About IRAs and Retirement Planning Options

City Bank is excited to help you secure your financial future and plan for retirement. For more information about IRAs and retirement planning, call 1-800-OUR-BANK today or stop by your local City Bank branch.