No matter your stage of business growth, we offer a range of loans1 to fuel your future prosperity.


No matter your stage of business growth, we offer a range of loans1 to fuel your future prosperity.

A personal approach to commercial lending from a bank that shares your vision.

We are pleased to meet the commercial lending needs of our local businessmen and businesswomen, and take great pride in helping our community to grow and prosper by financing its business development.

With extensive experience structuring and approving commercial loans, City Bank features a streamlined application process with loan decisions made locally in our Lubbock, El Paso, College Station, Houston, Ruidoso, Dallas Area, and Permian Basin locations. We’ll meet with you at a convenient time to discuss your needs, and have an answer within a few business days.

From commercial loans to ag loans, the lenders at City Bank can provide the lending options to help fuel your business' growth.

A better bank to borrow from

Commercial Term Loans

When your business needs a little boost, City Bank is ready to help. We feature term loans that provide the capital you need to acquire assets or meet specific financing goals, using the equity you have in your commercial property. For equipment, expansion projects or permanent working capital, we offer a choice of competitive fixed or variable rates and a repayment schedule tailored to your budget.

Commercial Mortgages

At City Bank, we have a deep understanding of the local market. After all, we live here too! Whether your goal is to purchase a commercial or multi-family property or refinance an existing commercial loan, we are ready and able to guide you through the mortgage process.

Commercial Construction Loans

For commercial construction financing without the hassle, turn to City Bank. With quick decisions and easy disbursements, our construction loan program continues to be the program of choice for contractors and developers alike.

Commercial Lines of Credit

For added funds to fuel your business growth, consider either an unsecured or secured line of credit. You’ll have funds at your fingertips as you need them.

Lending opportunities to fuel your business' growth

  • Working Capital
  • Commercial Real Estate
  • Expansion Loans
  • Succession & Acquisitions
  • Equipment Loans
  • Ag Loans
  • Lines of Credit

Paycheck Protection Program

PPP loan funds are now closed for new applications. We will continue to accept forgiveness applications using the link below.

Apply for Forgiveness

Let's talk.

At City Bank, our goal is to help you achieve yours. For unrivaled customer service from the community bank that's redefining relationship banking across Texas and New Mexico, call us today at (800) 687-2265.

1Some restrictions apply. Not a commitment to lend. See bank for details.