BUSINESS CREDIT CARD SOLUTIONS
Feature-packed, low-rate credit cards designed to give you convenient purchasing power. Whether you're looking to better control expenses or enhance purchasing power, we offer a card that will be the perfect fit for your business.
Business Card Solutions
Choose the credit card that is right for you and your business.
Business Platinum
Terms and conditions
0% Introductory APR
No annual fees
0% Introductory APR on purchases and balance transfers for the first 6 months. Then a variable rate, currently 13.74%-21.74% applies, based on credit
Minimum payments only required
For credit lines up to $20,000
Low Rate Business Platinum
Terms and conditions
Our Lowest APR
No fee for balance transfers for the first 6 months, then a 1% or $10 fee, whichever is greater, will be assessed
Our lowest interest rate card
$99 annual fee
Great option for transferring balances from high rate credit cards
Minimum payments only required
For credit lines up to $20,000
Business Platinum Rewards
Terms and conditions
As low as 17.74% APR
No annual fees
APR of 17.74%-23.74%, based on credit
Earn 1% cash back for every dollar spent on your credit card1
Redeem cash back for a statement credit or direct deposit to your checking account
Ability to set individual spending limits for employees
Select consolidated or individual billing statements
Minimum payments only required
For credit lines up to $20,000
Business World Elite
Terms and conditions
As low as 17.74% APR
$95 annual fee after first year
APR of 17.74%-23.99%, based on credit
$500 cash back when $5,000 is spent in the first 90 days1,2
Earn 3% cash back on travel and dining, 2% cash back on gasoline, and 1% cash back on everything else3
Ability to set individual spending limits for employees
Select consolidated or individual billing statements
Zero foreign transaction fee
For credit lines up to $20,000
Mastercard® Benefits
Commercial Card Solutions
For information on applying for these commercial cards please contact us at Treasury Management via email at [email protected]
Corporate
No annual fee
Terms & ConditionsAPR of 23.74% Terms & Conditions
Powerful expense management for your business
No annual fees Terms & Conditions
Ability to set individual spending limits for employees
Select consolidated or individual billing statements
Must be paid off in full monthly
For credit lines greater or equal to $50,000
To apply for the Corporate Credit Card, please contact our Treasury Solutions Specialists
Corporate Rewards
Earn unlimited rewards
Terms & ConditionsAPR of 23.74% Terms & Conditions
Earn 1% cash back1 for every dollar spent on your business expenses
Choose consolidated or individual billing statements and rewards
Ability to set individual spending limits for employees
$25/per card annual fee Terms & Conditions
Must be paid off in full monthly
For credit lines greater or equal to $50,000
To apply for the Corporate Rewards Credit Card, please contact our Treasury Solutions Specialists
Purchasing
No annual fee
Terms & ConditionsAPR of 23.99% Terms & Conditions
Our most comprehensive expense management option
No annual fees Terms & Conditions
Includes reporting functionality for business expenses
Ability to set individual spending limits for employees
Consolidated billing statements only
Must be paid off in full monthly
For credit lines greater or equal to $21,000
To apply for the Purchasing Credit Card, please contact our Treasury Solutions Specialists
Standard Features
Secure online account access 24-hours a day, seven days a week
Individual credit lines and spending limits for different employees
Consolidated company statement or individual statements to each cardholder
Reporting options that allow businesses to separate and manage expenses
Company name on each card with no added cost for additional cards for employees
Mastercard Global Service™
Receive around-the-clock customer service assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs and help with card-related questions.
MasterRental Coverage4
Pays for covered damages (physical and theft) to a rental vehicle when your eligible Mastercard is used to initiate and pay for the entire rental transaction.
To take advantage of any of these features or file a claim, simply call 1-800-Mastercard
Easily save for gas, dining and more for your business.
Save every day with the Mastercard Easy Savings® Program. Just use your eligible Mastercard small business card on qualified purchases at any participating merchant listed below. Your rebates will be automatically applied to your monthly statement. Click here to register at no cost and receive all of the program rebates. Plus, you can also add your employees' cards so they get these rebates as well, track your rebates on this site, and learn about new merchants and offers.
Subject to Credit Approval. Ask for details. MasterCard® is a registered trademark of MasterCard International Incorporated.
1 For details on the Cash Back Rewards Program, please visit city.bank/myapexcard.com/apply and select Cash Back Terms and Conditions. Cash Back options are subject to change without notice.
2 Upon approval, we will mail a letter acknowledging your new account. The Cash Back Bonus period begins on the date of the new account letter and ends 90 days later.
3 We group similar merchant category codes into Purchase Categories that are used to calculate the stated cash back. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.
4 Certain restrictions, limitations, and exclusions apply. Please consult your Guide to Benefits for specific benefit configuration.