Market-competitive loans for your dream project.

Construction Loans from City-Bank | Lubbock, Dallas, Plano, Texas

Building your dream home requires a rock-solid partnership between you, your lender and your contractor. City Bank offers a wide assortment of terms and rates for residential construction projects, from home improvement to new home construction. Our construction loan program features products to fit almost any need and situation, paving the way for a smooth and hassle-free building project. City Bank’s rates are market-competitive and our loan specialists bring care and experience to these specialized loans1.

No matter your needs, City Bank wants to be your loan partner and help you build your future.


Contact one of our lending professionals today at 806-792-7101. 

Tyler Haynes                   Kyndra Watson
NMLS# 213614              NMLS# 1199674

Build Your Dream with Us

Our construction loan program is designed for those who are building a home from scratch and require construction financing. We make the entire process simple, beginning with a streamlined application process through quick disbursement for qualified expenses to keep your contractor happy. Loan terms will be structured to meet the timing needs of your individual project, with interest collected only while construction is underway.  Ask us about our lot financing program too!


Once your home is complete, your construction loan can be converted to a traditional mortgage loan with the help of one of our loan specialists. Contact City Bank today to get started. Your dream home may be closer than you think!

  • Competitive interest rates
  • Fixed interest rate
  • Flexible loan terms
  • No prepayment penalty
  • No PMI required
  • Make your payments here

Hit the nail on the head with a City Bank Construction Loan.

At City Bank, our goal is to help you achieve yours. Our focus is always to deliver the same service excellence to every customer, and our vision is to be the bank of choice. For unrivaled customer service from an independent community bank, call us today at 1-800-OUR-BANK or fill out the Contact Us form below and we will contact you soon. 

1Some restrictions apply. Not a commitment to lend. See bank for details.