Bob Rowten

SVP-Mortgage Consultant

NMLS #339970

Bob Rowten has worked for City Bank Mortgage for over 12 years and has resided in Lubbock for over 40 years. He has over 15 total years of experience in the mortgage industry and offers many mortgage products, including Conventional, FHA, VA, and USDA loans. He also works with the City of Lubbock on various down-payment assistance programs.
Bob’s priority is taking care of home buyers – from giving prospective homeowners access to the most favorable programs to fit their needs, to maintaining open communication through the entire lending process. His mission is to deliver extraordinary financial solutions through unrivaled customer service.
He has been married to his wife, Charlie for over 40 years and has 3 adult children that live in various parts of Texas. He enjoys following all of the Texas Tech sports and can often-times be seen at various events on campus.


[email protected]

(806) 928-2120

(806) 687-8015

(806) 771-0044

6524 82nd Street, Suite 120
Lubbock , TX , 79424

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The calculations provided by this calculator are based entirely on the information you enter, including any loan amount and/or interest rate. These calculations do not reflect the terms available for any City Bank Mortgage loan. The information cannot be used by City Bank Mortgage to determine a customer’s eligibility for a specific product or service. All calculators are provided by a third-party and are not associated or controlled by City Bank Mortgage. City Bank Mortgage is not responsible for the content, results, or accuracy of the information. Calculations are for informational purposes only and not intended as an advertisement.

Loan approval is subject to credit and property approval and program guidelines. Other restrictions apply. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. If your down payment is less than 20 percent of the home’s purchase price, mortgage insurance may apply. If subject property is located in a special flood hazard area, flood insurance may apply. Homeowners insurance and property taxes may be reserved in an escrow account and allocated each year. Taxes, insurance, and any other potential fees are not determined until an application is submitted and a property is identified. The monthly escrow items are 1/12 of the actual amount and do not include a cushion. Other fees may apply.