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Joe Paoly

Mortgage Consultant
NMLS# 366296
joe-paoly

Joe Paoly

Mortgage Consultant
NMLS# 366296

About Me

Joe Paoly recently joined City Bank in February of 2018 and brings with him a high degree of mortgage banking expertise attained from over two decades of banking and executive-level finance experience. Prior to City Bank, Joe established himself as a VA home loan expert, ranked as the Top Producer within multiple lending institutions. Additionally, Joe led the top home lending branch for a premier national bank. Joe provides expert counsel and delivers outstanding service to each client. Joe will guide you through the mortgage process with confidence. His financial expertise and commitment to client service will provide you with peace of mind knowing that you secured the best terms available for your mortgage.

Joe's professionalism is rooted in his past career experience in corporate finance where he served as Vice President of Finance for a global public relations company in San Francisco and the Silicon Valley. Joe earned degrees in Finance and International Business from The Ohio State University. While he serves clients nationwide, he currently resides in Fort Worth, TX.

Contact me

(806) 464-0044
Fax(713) 272-8582
10080 Bellaire Blvd
  Suite 101
   Houston, TX 77072

About Me

Joe Paoly recently joined City Bank in February of 2018 and brings with him a high degree of mortgage banking expertise attained from over two decades of banking and executive-level finance experience. Prior to City Bank, Joe established himself as a VA home loan expert, ranked as the Top Producer within multiple lending institutions. Additionally, Joe led the top home lending branch for a premier national bank. Joe provides expert counsel and delivers outstanding service to each client. Joe will guide you through the mortgage process with confidence. His financial expertise and commitment to client service will provide you with peace of mind knowing that you secured the best terms available for your mortgage.

Joe's professionalism is rooted in his past career experience in corporate finance where he served as Vice President of Finance for a global public relations company in San Francisco and the Silicon Valley. Joe earned degrees in Finance and International Business from The Ohio State University. While he serves clients nationwide, he currently resides in Fort Worth, TX.

Next Steps

Get prepared for the info we'll neeed to complete your application.

Pre-qualification

  • 30 days of pay stubs
  • Two years of federal tax returns
  • Checking, savings and investment account statements
  • Two years of W2s

Application

  • A Social Security card
  • A valid driver's license or government-issued photo ID
  • Address(es) from the past two years
  • Employment history from the past two years
  • Pay stubs from your current job
  • W-2 forms for the past two years and K-1 forms (if applicable)
  • Tax returns from the past two years
  • Profit & loss statement and balance sheet (if self-employed)
  • Bank statements from the past two months
  • Investment account statements from the past two months
  • Retirement account statements from the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Personal loan account information
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