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Rick Baron

Mortgage Consultant
NMLS# 220934
rick-baron

Rick Baron

Mortgage Consultant
NMLS# 220934

About Me

Rick Baron has helped literally thousands of fine folks (just like you) with their home loan needs throughout Texas and many other states since 1983. Rick realizes home financing can be incredibly stressful, so he does his best to put you at ease by carefully listening to your goals, explaining the steps and options to help you achieve those goals, giving you accurate numbers from beginning to end, and making sure everything happens on time, every time. Rick strives to set the standard for exceptional customer service and is always aware that his reputation is only as good as his last transaction.

Rick has been with City Bank Mortgage since 2016, and has grown to love this company and its people. We’re a Texas-based company owned by City Bank in Lubbock. We have access to most of the major lenders and our rates and fees are quite competitive. We offer the full array of mainstream mortgage products (Conventional Conforming and Jumbo, FHA, VA, USDA, etc.) plus we offer bank portfolio mortgage products, construction loans, bridge loans, home improvement loans and more through the bank side. Our goal is to win you over as a client for life as well as your family and friends.

Contact me

(512) 829-9011
Fax(866) 473-3338
1326 W Hwy 290
  Suite D
   Dripping Springs, TX 78620

About Me

Rick Baron has helped literally thousands of fine folks (just like you) with their home loan needs throughout Texas and many other states since 1983. Rick realizes home financing can be incredibly stressful, so he does his best to put you at ease by carefully listening to your goals, explaining the steps and options to help you achieve those goals, giving you accurate numbers from beginning to end, and making sure everything happens on time, every time. Rick strives to set the standard for exceptional customer service and is always aware that his reputation is only as good as his last transaction.

Rick has been with City Bank Mortgage since 2016, and has grown to love this company and its people. We’re a Texas-based company owned by City Bank in Lubbock. We have access to most of the major lenders and our rates and fees are quite competitive. We offer the full array of mainstream mortgage products (Conventional Conforming and Jumbo, FHA, VA, USDA, etc.) plus we offer bank portfolio mortgage products, construction loans, bridge loans, home improvement loans and more through the bank side. Our goal is to win you over as a client for life as well as your family and friends.

Next Steps

Get prepared for the info we'll neeed to complete your application.

Pre-qualification

  • 30 days of pay stubs
  • Two years of federal tax returns
  • Checking, savings and investment account statements
  • Two years of W2s

Application

  • A Social Security card
  • A valid driver's license or government-issued photo ID
  • Address(es) from the past two years
  • Employment history from the past two years
  • Pay stubs from your current job
  • W-2 forms for the past two years and K-1 forms (if applicable)
  • Tax returns from the past two years
  • Profit & loss statement and balance sheet (if self-employed)
  • Bank statements from the past two months
  • Investment account statements from the past two months
  • Retirement account statements from the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Personal loan account information
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