Michael Ray

Mortgage Area Manager

NMLS #250048

Join the hundreds of people who have entered my “Lender for Life” program, where I use my industry experience and knowledge to put you in the right product to meet all your mortgage needs. I am committed to providing stellar customer service by doing business with honesty, integrity and always being available to answer any of your questions. My in-house operations staff insures a seamless transaction with some of the fastest turn-times in the industry. The service does not stop upon closing, as part of my program is to continue to provide you with information to the ever-changing home loan environment for future purchases, refinances, or options to use your home as an investment tool. This is my commitment to you, my customer, for allowing me the opportunity to earn your business on one of your biggest investments, your home!



(254) 723-1197

(254) 723-1197

812 Lake Air Dr., Suite B
Waco, TX, 76710

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